Fine-Tune Cost Lab

Scenario · 13B parameters · Full fine-tune

13B full fine-tune on 1 billion tokens: cost estimate

13 billion parameters, 1 billion tokens, full fine-tune. The lowest estimate across 11 GPU entries is $64 on Vultr with MI355X, 25 h of GPU time at 35% MFU. An estimate, not a quote.

Step by step

The arithmetic

  1. 1. Training FLOPs. 6 × 13 × 10^9 parameters × 1 billion tokens = 7.80 × 10^19 FLOPs. About 2 x parameters x tokens for the forward pass plus about 4 x for the backward pass, because the backward pass computes gradients for activations and for every weight.
  2. 2. Useful throughput per GPU. Dense BF16 TFLOPS × 10^12 × 35% MFU. The table gives it for each GPU.
  3. 3. GPU-hours. FLOPs ÷ throughput ÷ 3,600. For L40S (362.05 TFLOPS): 7.80 × 10^19 ÷ 1.27 × 10^14 ÷ 3,600 = 171 GPU-hours.
  4. 4. Wall-clock. GPU-hours ÷ 8 GPUs, assuming the work spreads evenly.
  5. 5. Cost. GPU-hours × each provider's lowest listed on-demand price per GPU-hour for that GPU.

Result

Estimated cost by GPU

GPUDense BF16 TFLOPSGPU-hours8 GPUsProvidersLowestMedianHighest
MI355X2500253.1 h2$64Vultr$139$213Oracle Cloud
MI300X1307.4475.9 h4$88Vultr$143$284Oracle Cloud
MI325X1307.4475.9 h2$95Vultr$137$180DigitalOcean (Paperspace)
H100 SXMpreliminary1000627.7 h6$183Thunder Compute$196$315Verda
GH200990637.8 h2$124Vultr$265$406CoreWeave
H100 PCIepreliminary800779.7 h2$193Hyperstack$209$224RunPod
L40S362.0517121 h14$94Runcrate$262$598Oracle Cloud
A100 80GB31219825 h12$216Thunder Compute$376$681Amazon Web Services
L40181.0534243 h6$270Thunder Compute$318$431Runcrate
A40149.74142.2 days3$244RunPod$708$1,100Runcrate
A101254952.6 days4$495OVHcloud$953$1,585Microsoft Azure

Prices are each provider's lowest listed on-demand rate per GPU-hour, read 12 November 2026. Only GPUs whose maker prints a dense BF16 figure appear; the coverage page says which are out and why.

Sensitivity

What if MFU were different? (L40S)

MFU assumedGPU-hours8 GPUsLowest cost
20%29937 h$165
35% (default)17121 h$94
50%12015 h$66

The 20% and 50% rows are what-if inputs chosen to show sensitivity, not measurements. Lowest cost uses Runcrate at $0.55 per GPU-hour.

Try it

Change the assumptions

Estimate, step by step

  1. 1. Training FLOPs = 6 × 13 billion parameters × 1000 million tokens = 7.80 × 10^19
  2. 2. Useful FLOP/s per GPU = 362.05 TFLOPS × 35% MFU = 1.27 × 10^14
  3. 3. GPU-hours = step 1 ÷ step 2 ÷ 3,600 = 171
  4. 4. Wall-clock on 8 GPUs = step 3 ÷ 8 = 21 h, assuming the work spreads evenly
  5. 5. Cost = step 3 × each provider's lowest listed price per GPU-hour
ProviderBilling$/GPU-hrEstimated cost
Runcrateours, liveper second$0.55$94
CloudRiftper second$0.69$118
Massed Computebilling not stated$0.97$166
RunPodper second$1.09$186
Koyebper second$1.20$205
Civoper hour$1.29$221
Crusoeper hour$1.50$256
DigitalOcean (Paperspace)per second$1.57$268
Vultrper hour$1.67$286
OVHcloudper hour$1.80$308
Amazon Web Servicesper second$1.86$318
Verdabilling not stated$2.00$342
CoreWeavebilling not stated$2.25$385
Oracle Cloudbilling not stated$3.50$598

Range $94 to $598, median $262 across 14 providers. An estimate, not a quote: real runs differ in utilisation, memory fit, communication and restarts, and providers that bill per hour round up.

Questions

13B full fine-tune on 1 billion tokens: common questions

How many FLOPs does this take?

About 7.80 × 10^19: 6 × 13 billion parameters × 1 billion tokens. About 2 x parameters x tokens for the forward pass plus about 4 x for the backward pass, because the backward pass computes gradients for activations and for every weight.

What does it cost at the low end?

$64, on Vultr with MI355X at $2.59 per GPU-hour, for 25 GPU-hours.

Is this a quote?

No. It is an estimate from a stated formula and published list prices. Real runs differ in utilisation, memory fit and restarts, and the MFU is an assumption.

Why are some GPUs missing?

A GPU needs a dense BF16 figure printed by its maker. Those that print only a sparse figure are excluded rather than halved.

Related

Disclosure

Fine-Tune Cost Lab is published by the Runcrate team, who also run Runcrate, an AI cloud. Runcrate is listed in the table, marked "ours, live". It is sorted by price like every other row, with no pinned position. Other providers' prices are read from their own public pricing pages. We have no paid placement.